About us
Built because the honest version of this advice is arithmetic.
Not a product recommendation, not a fund, not a commission. A projection of your own figures under assumptions you can see and change.
Who it is for
People who want the number, not a pitch.
Anyone deciding when they could stop working, whether a goal is affordable, or what moving country would do to the answer.
It assumes no financial background. Every term is explained where it appears, and every default says where it came from.
Where we plan
Eleven countries, priced properly.
The United States, Canada, the United Kingdom, Europe, Australia, New Zealand, Singapore, Hong Kong, Japan, India and Malaysia.
Each with its own inflation, returns and statutory schemes — because a converted answer from somewhere else is not an answer.
Your data
Never seen by a person, by construction.
There is no internal tool that displays your finances, because one was never built. That is why the promise holds — it is not a policy someone could quietly change.
Encrypted in transit and at rest, used only to compute your own plan, never sold, never pooled, and hard-deleted when you ask.
What we do not do
The limits, stated up front.
No product recommendations, no fund picking, no tax structuring, and no claim that a projection is a prediction. This is information, not advice.
Post-tax modelling and Monte Carlo simulation are deliberately out of scope for now — both deserve doing properly rather than approximately.
See where your own numbers land.
About ten minutes to set up, and you can change every assumption we use. If the answer is uncomfortable, it is better to know now — that is the whole point of projecting it.
Start your plan