In one minute
Four answers in a word each: growing, profitable, in debt, bumpy. Then the figure behind each one.
Nivritee Stock Explainer · free
Any stock, fund or IPO, explained in plain words
Type a name or a symbol. See whether the business is growing, whether it makes money, how much it owes and how bumpy the price has been, each measured against something you can check.
IPO calendar
Offers opening, closing and listing soon
Read from each market’s regulator: the dates, the price and how much is being raised. Once the shares trade, the company gets its own page here.
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What every page answers
The questions people actually ask
The price, with its story
The price over every period, with pins on results days, dividends, splits and the biggest moves. Show it as 10,000 invested if that is easier to read.
Short term or long term?
How often a holder was down after one, three, five or ten years. A count of what happened, not a forecast.
The official documents
Every yearly and quarterly report, newest first, linked to the regulator’s own copy.
If you had invested
What 10,000 put in one, three, five or ten years ago is worth now, beside the same money in the market’s index.
Plain words, finance terms on request
“Profit kept from every 100 of sales” first. Turn on finance terms to see “net margin” beside it.
Why you can rely on it
Analysis, never advice
Facts with their yardstick
Every reading says what it was measured against, so you can see why it says what it says.
Checked before it is shown
A balance sheet that does not add up, or a figure in the wrong scale, is left out and marked. Never guessed.
Never buy, sell or hold
No recommendation and no target price. It helps you understand; deciding is yours.
Questions
Before you start
Does the Stock Explainer tell me whether to buy?
No. It explains what the published figures say, in plain words, with what each one is measured against. It never says buy, sell or hold, and it never sets a target price. Deciding is yours.
Is it free?
Yes. The top of every page is open to everybody. Without an account you can read the full analysis of three companies or funds a day; with a free account there is no limit.
Where do the figures come from?
Prices come from the exchanges’ own daily files and published fund prices. For US-listed companies the scorecard reads the company’s own filings with the SEC. Every figure links to the document it came from, and a figure that does not add up is left out rather than guessed.
How can it say whether something is short-term or long-term?
It does not predict. It counts: if you had bought on any day in the stored history and held for one, three, five or ten years, how often would you have been down? That is a fact about the past, and it is usually the clearest answer to the question.
Then see what it means for your own money
Track everything you hold across countries in one currency, and see whether your family is on track. Free, and nothing to sell.
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