Why is my home not counted toward independence?

Because its value does not fund your withdrawals. Under Investments → Property, the note says it directly: your primary home isn’t counted toward your independence corpus — you need somewhere to live either way. Investment and rental property is included.

How to enter a property

1. Press + Add a property.
2. Under What is it?, name it, and under Where is it?, choose the country.
3. Answer Do you live there? — Yes — I live here or No — investment or rental. The plan cannot count a property until this is answered.
4. Under Sell it?, leave Never, or choose At an age, When I move (if you are moving) or When I stop working.
5. Enter its Value today: what it would sell for now.

If you plan to sell

Selling the home you live in brings money in at the time you choose. An investment property is already counted in your savings, so selling it instead settles its loan and ends its rent and running costs — the questions about which loan and which rows appear on Living expenses.

Where it still shows

• The summary at the top of Investments lists it as The home you live in, beside Funds your independence.
• Its running costs belong in Living expenses. A home you own still carries tax, maintenance, insurance and repairs; Action Items flags a home with no running costs.
• Its loan belongs under Liabilities, and its repayments are counted every year until it is paid off.