A figure was flagged but it is right. What do I do?
Check it against a recent statement. If it really is right, dismiss the item — it counts as dealt with and does not come back. Answering the city question can also sharpen the comparison.
A flag is a comparison, not a verdict on your life. When a figure is "well above what is typical" or "looks too low to be real", it was measured against a range for households in your country and city tier — and your household may simply not be typical. If you have checked it and it is right, you are entitled to say so.
First, check it
- Read the line under the headline. It names what your figure was compared against — a range, or your plan's own arithmetic.
- Compare your figure with a recent bank or card statement, not with memory.
- If you have not answered the city question under Tell us more, answer it. The comparison then uses your city tier rather than a default, and some flags clear on their own.
- If the figure is one lump, breaking it down often settles it: lines you can each check are harder to doubt than one total.
Then, if it is right, dismiss it
Press Dismiss on the card (on a category's own page it reads Not applicable to me). The item leaves the list, counts as dealt with in your Plan health, and is not raised again. Dismiss only what you have actually checked: there is no penalty, but a dismissed flag will not remind you later.
Why low figures are flagged more readily than high ones
Over-stating a cost makes a plan cautious. Under-stating one makes it optimistic, which is exactly the failure a financial independence plan exists to prevent. So a figure that looks too low is questioned sooner than one that looks too high. A deliberate zero on an optional line — a household with no car, say — is left out of the comparison; a zero on something nobody goes without, such as groceries, is not.
Overview
- Each month
- ₹7,06,000
- Survives a job loss
- 3.5%
- Left over
- 17%
- Of what you earn
- 83%
- The same life, later
- ₹1.8Cr
- Largest single line
- ₹27.24L · Rent in Dubai, 42%
- Paid a year
- ₹4.8L
- Of your income
- 5.7%
- Costliest rate
- 8.3% · Home loan
The three money cards on the household's Overview. Only the spending card carries a band — Worth a look — and it states what it was measured against: their own income.
- A band always comes with a word, so the colour never carries the meaning alone.
- Each card says what it was measured against, or that it has no band at all.
Illustrative figures — not anybody’s real plan.
Where the ranges come from
Most typical ranges are derived rather than surveyed — property costs as a share of your own home's value, discretionary lines as a share of your own spending — and the product says so. Inside a breakdown form, Where this range comes from shows the basis for each one. That is why a flag is a prompt to look, never a claim that you are wrong.
See this in your own plan.
Open Action ItemsLast reviewed 1 October 2026.