What are Action Items?
Action Items is the page that lists the parts of your plan that are still an estimate, why each one was flagged, and the one thing to do about it.
Action Items is the page in the rail that collects everything in your plan that is still a guess, and says what to do about each one. Its own subtitle puts it plainly: "The parts of your plan that are still an estimate, and what to do about them." Until you have generated your plan it says there is nothing to go through yet.
Nothing on the page is a stored opinion. Every flag is worked out again from your plan each time you open it, so when you correct a figure the item that asked about it simply goes away. What is stored is what you decided — what you dismissed, what you committed to and what you answered.
What is on the page
- Worth a second look — short notes about the plan as a whole. Where one section fixes it, a Fix this button takes you there. They appear and clear as you edit.
- What needs your attention — the triage view, with your Plan health beside the heading and three separate lanes underneath.
- The complete list — every open item, grouped under the section of your plan it belongs to, in the rail's order, with a count of how many you have already dealt with at the foot.
The three kinds of item
| Lane | What it is | What you do |
|---|---|---|
| Fix your plan | A figure that is missing, is one lump, or sits far from what households like yours spend. | Press the button on the card — Break this down, or Open followed by the section's name — or Dismiss it. |
| Your commitments | Something about where your plan is heading that only a change in behaviour moves: savings running out, a low savings rate, a thin margin. | Press Commit to set a target and a date, or Dismiss. |
| Tell us more | One short question about your circumstances, such as the kind of city you live in. | Pick the answer that fits, or press Not now. |
The three are kept apart on purpose: a correction, a promise and a question ask different things of you, and one mixed list would read like a to-do list somebody else wrote.
Your plan
What needs your attention
Plan healthAt riskRanked by what is most obviously true, not by what moves the number most.
The Action Center as the public site draws it for the illustrative household: Plan health reading At risk, and the two items at the top of its list in the product's own words — "A rung has the money, but not in a form it could use" and "Nothing in your plan pays for healthcare".
- Plan health — a word, never a bar.
- Each item names the problem in its headline and explains it underneath.
- The caption: ranked by what is most obviously true, not by what moves the number most.
Illustrative figures — not anybody’s real plan.
How items are ordered
Inside each section, items are ranked by how serious they are and how plainly true they are — a figure of zero for something that is never free comes before a figure that is merely high — rather than by how much they move the number. Where closing an item would move your plan by enough to matter, the card says so in a sentence, for example "Correcting this lowers what your plan ends with by about…". Below that size there is no sentence at all, so a card never claims a consequence it cannot support.
Every flag names what it was measured against — a range for your country and city, or your plan's own arithmetic. A rule that cannot quote a reference point does not fire.
See this in your own plan.
Open Action ItemsLast reviewed 1 October 2026.