How does the quick start work?
A country and seven figures — three ages and four amounts — are enough for a complete first projection. Press Show me my plan and the Overview opens on the result.
The quick start is the first screen of a new plan. It asks for eight answers — where you will be living, three ages and four amounts — and turns them into a real, year-by-year projection. It takes about two minutes. Everything after it makes the answer sharper, and you do that against a result you can already see.
Let’s get you a first answer.
Where will you be living when you stop working?
Where do you earn and spend today?
Three ages
What you have, roughly
The quick start, filled in for the illustrative household.
- Where will you be living when you stop working? — one card per country. It sets the plan’s currency and every rate.
- Where do you earn and spend today? — leave it as it is if it is the same place.
- Three ages: Your age today, Age you stop earning and Plan until age.
- What you have, roughly: Cash and deposits and Investments, each with its own currency picker.
- You earn, a month and You spend, a month, in the currency of where you live today.
- The count of answers left, then Show me my plan.
Illustrative figures — not anybody’s real plan.
The eight answers
- The country you will settle in. Not necessarily where you are now. Inflation, healthcare and typical returns differ enough between countries to change the answer.
- Your age today, in whole years — where the projection starts.
- Age you stop earning — starts at 60; change it to the age you have in mind.
- Plan until age — starts at 85. Running out is the expensive mistake, so plan past what you expect.
- Cash and deposits — what you could reach this week. It is also how your safety cushion is judged.
- Investments — shares, funds, anything invested.
- You earn, a month — before tax.
- You spend, a month — everything, together.
Only the country and the three ages are required. A money box left at zero is an answer — “none” — and you can fill it in later. Round numbers are fine.
What it creates
An ordinary plan, with nothing about it special. Your country’s default rates are filled in, and the savings schemes it expects are listed (empty, for you to fill). Cash goes into the Cash & fixed deposits row, investments into Equities / mutual funds, your income into Your income, and your spending into a single row called Everyday spending. Savings start in the plan’s currency; earning and spending start in the currency of where you live today. Each box has its own currency picker if that is wrong.
Common mistakes
- Choosing where you live now as the country to settle in, when you plan to move. The second question is for today.
- Typing a figure under the wrong currency. Check the code beside each box before you type.
- Leaving the single spending figure as it is for good. Breaking it into categories lets health and school fees rise at their own rates — see what to do next.
See this in your own plan.
Open OverviewLast reviewed 1 October 2026.