Can anyone at Nivritee see my plan?
No. There is no screen inside Nivritee that shows a person’s plan, holdings or conversation with Niv, because one was never built. Only people you invite can see it.
No. Nobody at Nivritee opens your plan, your holdings or your conversation with Niv. This is not a restricted tool that staff promise not to use — the screen was never built, and the product’s automated tests fail if a figure from a plan reaches the administrative panel. Browsers cannot reach the database at all; every request goes through Nivritee’s server, which checks your sign-in and reads only your data or data you have been granted.
What happens to what you type
- Encrypted in transit and at rest. TLS everywhere, AES-256 at rest.
- Never seen by a person. There is no internal tool that displays your finances, because we did not build one.
- Never sold, never pooled. Used to compute your plan and nothing else.
- Yours to delete. A hard delete, not a flag.
What happens to what you type, as the site summarises it.
- Encrypted in transit and at rest.
- Never seen by a person.
- Never sold, never pooled.
- Yours to delete.
Illustrative figures — not anybody’s real plan.
What the founder can see
- Account identity and usage: names, email addresses, sign-up and sign-in dates, approximate sign-in locations, devices, and counts such as how many edits were made on a day — the names of fields edited, never what was typed.
- For sharing: who invited whom, and the invitation’s status — never a figure.
- Anonymous counts across every plan, such as how many households fall in an age band. These carry no name or plan identifier, and any group smaller than five households is left out.
None of these include an amount, a rate, an age from a plan or a plan’s outcome.
Who can see your plan
- You.
- A partner who joins, with their own sign-in, as an equal co-owner.
- People you invite to view — they see only the parts you grant, cannot change anything and cannot use Niv on your plan.
Where a summary does go
When Niv answers you, Nivritee’s server sends Anthropic, which provides the model behind her, a summary of your plan, your first name, the notes she keeps about you and the conversation so far. It is sent from the server only, under Anthropic’s commercial terms, and nothing is used to train models.
The full detail is in the privacy policy.
Last reviewed 1 October 2026.