Do I need to connect my bank or broker?

No — you cannot. There is no account linking, no broker login and no statement upload. You type what you hold once, and listed holdings are priced automatically.

No. Nivritee does not connect to banks, brokers or card accounts, and never asks for statements, account numbers or government ID. You type what you hold, once. That keeps the sign-up short and means there is no login to your accounts stored anywhere.

How your figures stay current anyway

  • Listed holdings — stocks, ETFs and mutual funds — are priced automatically from each exchange’s close, every weekday. You enter the holding (by search), the units and the price you paid, or a SIP; prices are fetched per security, without knowing who holds it.
  • Deposits, schemes, property and other typed figures stay as you entered them. After a year without an edit, the plan reminds you: “The balances you typed were last updated on … Check they are still right.”
  • Your ages move on by themselves, so a plan made last year starts from your age today.

Investment Performance

Where it is held
  • NSENational Stock Exchange of IndiaINR₹17L27% of listed
  • BSEBombay Stock ExchangeINR—
  • AMFIIndian mutual fundsINR₹16.5L26% of listed
  • NYSENew York Stock ExchangeUSD₹22.52L35% of listed
  • NASDAQNASDAQUSD—
  • LSELondon Stock ExchangeGBP₹7.84L12% of listed
  • US fundsUS mutual fundsUSD—
  • UK & EU fundsUK & European fundsGBP · EUR—

Converted once into INR, before anything is computed.

Eight venues priced every weekday. A pence quote on London is read as pence; a holding with no price yet is valued at what you paid, and says so.

The eight markets Nivritee prices every weekday, with the illustrative household’s holdings on four of them.

  • NSE and BSE, Indian mutual funds (AMFI), NYSE, NASDAQ, the London Stock Exchange, US funds, and UK & European funds.
  • What the household holds on each, converted into INR.
  • Converted once into the plan’s currency, before anything is computed.

Illustrative figures — not anybody’s real plan.

Adding what you hold

  1. Open Investments.
  2. Add listed holdings in the Market investments table, and anything you would rather not list as one figure in the box beneath it.
  3. Enter bank deposits, savings schemes, metals and jewellery, and property in their own groups.

Last reviewed 1 October 2026.